Marshfield Medical Center Credit Union > Blog > ATV UTV Loan Information
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Sales of recreational vehicles have climbed in the past year and spring is a great time to enjoy a new ATV or UTV.

“Spring is always a good time to buy these vehicles as this is the time they will get the most use,” said Jerry Litwaitis, VP of Lending at Marshfield Medical Center Credit Union (MMCCU).

When financing an ATV/UTV start with these steps:

  1. Set a budget
  2. Save a down payment
  3. Check your credit score
  4. Decide which type of loan you want
  5. Compare lenders
  6. Negotiate with your dealer

“Make sure the ATV fits your needs and budget,” said Litwaitis.

As ATV’s and UTV’s can cost thousands of dollars, some type of financing is often used to facilitate the purchase.

“Check with the credit union to see how much you can afford to spend,” said Litwaitis, adding that it’s also important to consider what insurance coverage will be needed.

Other factors to consider before purchasing include function and purpose.

“Will a 4-wheeler meet your needs or do you need seating for two or more people? Will you be hauling anything?” said Litwaitis. “A 4-wheeler and UTV can be used year round, but a snowmobile can only be used in the winter time.”

Recreational vehicles provide a means for travelers to see the country, vacation comfortably, visit relatives or even establish a permanent residence. When considering options for how to pay for these vehicles, be sure to contact MMCCU! Give Paige a call at 715-387-8686!


Through August 31, 2021, we are offering special rates on recreational vehicle loans. This applies to all recreation vehicles (including campers, boats, ATVs/UTVs, motorcycles, snowmobiles, etc.) 2018 and newer. (CLICK HERE to find an application.)

Recreational Vehicle Loan Special

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