Why to Work at a Credit Union
We might be biased, but we think working at a credit union is pretty great! If you’re looking for a fulfilling career that makes a difference, a credit union is a great fit for you.
Credit unions offer a wide range of career opportunities, including:
- Teller – handles transactions such as cashing checks, accepts loan payments, and answers member questions
- Member Service Representative – opens new accounts for members and explains how the Credit Union can do more for them to meet their financial goals.
- Financial Service Officer – assists members with applications for loans and possibly underwriting, approval and funding within policy and guidelines
- Accounting – account reconciliation, accounts payable and accounts receivable
- Branch Manager – supervision of staff including scheduling and career development
- Human Resources – new hire orientation, compliance with hiring guidelines and staffing needs
Credit Unions and Banks might appear similar on the outside – and they do offer many of the same services – but the work environment is often quite different.
Working at a Credit Union vs a Bank
People employed by credit unions have many of the same job functions as those working at a bank, but studies show they are typically happy with their jobs and energized by their work.
Credit Unions provide most services that a bank offers, including online banking, mobile deposits, and other features commonly associated with banking. However, at a Credit Union you are a Member, not a Customer. The distinction may sound minor, but it is significant. Members have shares and ownership in the Credit Union.
Credit Unions are not-for-profit and member-focused, meaning we care more about people than profits. Family life, supporting the community, and helping people achieve their financial goals are all goals we foster.
Large banks are, by nature, sales-driven and with sales targets come strict quotas. Workers are under a lot more pressure to hit sales targets and meet required figures – daily, weekly, monthly, quarterly, and annually.
Credit Unions are not as sales-driven as banks; therefore the work environment is typically less stressful.
Credit Union goals:
Our goal is to provide members with lower fees, lower rates on loans, and higher interest on deposit accounts. We also give back to the community and team up with other credit unions to make an even larger impact.
Financial Education is also important. We want to help our community budget, manage finances, and live well. Relationship with money.
When you work for MMCCU, you are both employee and member! This means we care about you and your wellbeing.
Who would do well working for MMCCU?
If you want to enhance lives and give back to your community, MMCCU is the place for you. If you’re upbeat, open to change, honest, and work well in a team, you’ll thrive here. If you have a passion to learn and grow, you’ll shine!
What is the application process at MMCCU? Applying is simple process. Here’s what to expect:
- MMCCU reviews your experiences based on the needs of the position.
- If you meet the requirements, you’ll be personally contacted within two to three weeks to schedule an interview.
- Credit and criminal background checks are completed.
- An interview is conducted by a member of our management team.
- If applicable, a teller test is administered.
- Your application will remain in an active file for 60 days.
We hope to see your application soon!