Did you know? If you are a MMCCU member, you can access your credit report through annualcreditreport.com once per week through each of the three reporting organizations.
Accessing your credit is important, which is why Equifax, Experian and TransUnion are continuing to offer free weekly online credit reports during the pandemic.
Credit reports may affect your mortgage rates, credit card approvals, apartment requests, or even your job application. Reviewing credit reports helps you catch signs of identity theft early.
Typically, federal law allows you to get a free copy of your credit report every 12 months from each credit reporting company and ensure that the information on all of your credit reports is correct and up to date.
You may think you have one credit report and one credit score. But you really have several, and they may differ. You should check all three reports regularly.
People with good credit should check their credit reports too. Regular checks ensure the information stays accurate. Your good credit will be ready when you need it.
Lots of sites promise credit reports for free. AnnualCreditReport.com is the only official site explicitly directed by Federal law to provide them.
To learn more, visit annualcreditreport.com