If you were watching the Big Game on Sunday, you may have seen an ad for Rocket Mortgage. Online mortgage services have taken off in recent years. While going online for a mortgage might seem like a convenient way to start the home loan process, it does have its drawbacks. When you’re making one of the most important purchases of your life, it’s beneficial to talk to someone that knows the ins and outs of the industry first.
There are several reasons to choose a local Mortgage Loan Officer, including convenience, efficiency, and reliability. At MMCCU, one person takes your loan from start to finish.
“You’re involved with the member from beginning to conclusion,” said Jerry Litwaitis, VP of Lending at MMCCU. “This means, that your documents are not handed off to any other department or individual.”
Instead of working with a loan officer, processor, underwriter, and closer that don’t always communicate well, at MMCCU there is one person handling everything.
“The personal service makes a difference,” said Litwaitis. “You have one person to contact and that person knows all aspects of what you’re doing. It’s more efficient.”
MMCCU partners with a larger mortgage company (SERVION), which allows for large company capabilities with the personal touch.
“Working as a loan officer here is great, too, because you get to know the member and are able to assist them through the entire process,” said Litwaitis.
Services like Rocket Mortgage may be appealing for their convenience, but sometimes convenience comes at a cost. Working with a local MMCCU mortgage officer means you’re getting personalized service and speaking with someone that has your best interests at heart.