Category

Financial Literacy
best boat loan 2023
Getting a boat loan can be an exciting step towards owning your dream boat. MMCCU is able to assist members with RV loans, including boat loans. Here are some key things you should know when considering a boat loan: Determine Your Budget: Before applying for a boat loan, it’s important to establish a realistic budget....
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cash back on purchases checking account
MMCCU is proud to offer Kasasa financial products and services, including Kasasa reward-based checking and savings accounts. Through a Kasasa Cash Back® account, members can earn cash back rewards, ATM fee refunds, and other benefits for meeting certain account requirements. Here are the steps to use Kasasa products to get cash back: Choose a Kasasa...
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consolidate debt with mortgage
Consolidating debt with a mortgage involves using the equity in your home to pay off high-interest debt such as credit cards or personal loans. Here are the steps you can take to use your mortgage to consolidate your debt: Assess your current debt: Start by making a list of all your debts, including the outstanding...
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teaching kids about money
April is Credit Union Youth Month! MMCCU has many resources available for families with kids, including our Kids Rewards Club account. To celebrate Youth Month 2023, we asked MMCCU team members for some of their insight on teaching kids about finances. Here’s what they had to say: Tiffany Schara, Consumer Loan Officer: “I’m a big...
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why choose a credit union for checking savings
There are several reasons why you might want to choose a credit union for your checking and savings accounts: Lower fees: Credit unions typically have lower fees than traditional banks, which can save you money over time. Better interest rates: Credit unions often offer higher interest rates on savings and checking accounts, which can help...
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A Share Certificate is a type of investment where you deposit a certain amount of money for a fixed period of time, typically ranging from several months to several years, in exchange for a guaranteed interest rate. (It’s the equivalent of a certificate of deposit at a bank.) Benefits: Guaranteed returns: Share Certificates offer a...
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deposits are safe at credit unions
If you’ve been following the Silicon Valley Bank collapse in the news, you may be wondering what that means for your money here at the credit union. Bottom line: Your deposits are safe, secure, and insured. MMCCU President David Murphy explains more about this topical issue: What led to the collapse and why is it...
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401k to roth ira
Rollovers from a 401(k) plan to an IRA are becoming increasingly popular among people looking to manage their retirement savings more effectively. While there are many advantages to this type of rollover, there are also some disadvantages that need to be considered before making the move. “It’s important to take a look at the pros...
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fafsa application period
If you’re applying for financial aid for the 2022–23 school year (typically July 1, 2022, through June 30, 2023), you should file a 2022–23 Free Application for Federal Student Aid (FAFSA®) form at www.StudentAid.Gov. The Free Application for Federal Student Aid is a form completed by current and prospective college students in the United States...
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MMCCU offers two programs that might help you with your holiday shopping: Holiday Club – A popular account for the holiday season. Funds saved throughout the year are transferred September 30 into your savings or checking account to be used at your discretion for the upcoming holidays. Start saving for the next holiday season October...
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