Rates current as of June 1, 2021.
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| Dividend Period | APY6 | Minimum to Earn APY/Minimum to Open Account |
|
| Regular Savings | Quarterly | 0.02% | $50.00/$5.00 |
| Open Savings | Quarterly | 0.02% | $50.00/$5.00 |
| Investor Savings | |||
| – 1st Tier | Monthly | 0.20% | $125,000.00/$1,000.00 |
| – 2nd Tier | Monthly | 0.15% | $75,000.00/$1,000.00 |
| – 3rd Tier | Monthly | 0.10% | $25,000.00/$1,000.00 |
| – 4th Tier | Monthly | 0.05% | $1,000.00/$1,000.00 |
| Kasasa Saver® Savings7 | |||
| – 1st Tier | Monthly Qualifying Cycle8 | 0.15% | $7,500.00/$30.00 |
| – 2nd Tier | Monthly Qualifying Cycle8 | 0.50% | $0.00/$30.00 |
| – Non-Qualifying Rate | Monthly Qualifying Cycle8 | 0.03% | $0.00/$30.00 |
| Education Fund | Quarterly | 0.40% | $50.00/$5.00 |
| Saver’s Sweepstakes® | Quarterly | 0.10% | $50.00/$5.00 |
| Holiday Club | Oct 1 – Sept 30 | 0.10% | $50.00/$5.00 |
| Real Estate Escrow | Quarterly | 0.11% | $5.00/$5.00 |
| IRA Savings | Quarterly | 0.30% | $50.00/$5.00 |
| Coverdell ESA | Quarterly | 0.30% | $50.00/$5.00 |
| Checking | |||
| – 1st Tier | Monthly | 0.01% | $5,000.00/$20.00 |
| – 2nd Tier | Monthly | 0.01% | $1,000.00/$20.00 |
| – 3rd Tier | Monthly | 0.01% | $300.00/$20.00 |
| Kasasa Cash® Checking7 | |||
| – 1st Tier | Monthly Qualifying Cycle8 | 0.15% | $7,500.00/$30.00 |
| – 2nd Tier | Monthly Qualifying Cycle8 | 2.00% | $0.00/$30.00 |
| – Non-Qualifying Rate | Monthly Qualifying Cycle8 | 0.03% | $0.00/$30.00 |
| Health Savings Account (HSA) | |||
| – 1st Tier | Monthly | 0.60% | $25,001.00/$0.00 |
| – 2nd Tier | Monthly | 0.50% | $10,001.00/$0.00 |
| – 3rd Tier | Monthly | 0.40% | $2,001.00/$0.00 |
| – 4th Tier | Monthly | 0.30% | $50.01/$0.00 |
6Rate based on whether qualifications for each product are met based on the program requirements. See the Kasasa Cash® and Kasasa Saver® webpage for more information.
7Monthly Qualifying Cycle means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.
8The Annual Percentage Yield (APY) may change every dividend period. We may change the dividend rate for your account as determined by the credit union Board of Directors. Fees may reduce earnings. Penalties may be imposed for early withdrawal on some accounts (Holiday Club and IRA Savings). Please request complete disclosures for detailed information. Contact the credit union directly to verify current rates.
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