Making the decision to pay down debt, particularly consumer debt, can be mixed with emotion. You feel good about choosing to take concrete steps to pay off balances on credit cards, auto loans, student loans or other installment loans. On the other hand, you feel less positive about the amount of money you are directing...Read More
Kids Rewards Club Members Get Free Admission On April 21, 2023 at 6:30pm, MMCCU is sponsoring Melody Gardens Skate Night. Kids Reward Club members can skate for free. Non-members will be asked to make a $3 donation that will go towards United Way’s Nutrition on Weekends program. During the event, MMCCU will be offering fun...Read More
What do homes, education, and retirement all have in common? They are major life milestones that require advance planning and saving large amounts of money. That amount of advance planning and money saved that is needed may make you doubt your ability to reach these goals. Even if you don’t feel that way today, you...Read More
How often have you heard that saving for life’s unexpected events is very important and a necessary part of being financially prepared? Most likely A LOT! Accompanying this message often is the statement that you need three to six months of expenses in your emergency savings account. For those of us who struggle with saving...Read More
Do you ever find yourself wondering if there is a magic formula to saving? Does it seem that everyone around you knows the secret to saving successfully except you? It’s not unusual to feel unconfident about saving, no matter how much money you earn. Confidence doesn’t necessarily come with having a lot of money. Rather it...Read More
Welcome to Episode Seven of “ The Credit You Deserve” podcast. In this episode, host David Murphy, President of Marshfield Medical Center Credit Union, talks with a local resident who was scammed by a “smishing” scheme while on vacation. Listen on Spotify or at the link here: In this episode, learn what to watch for and...Read More
The annual campaign focuses on increasing Americans’ financial confidence through addressing individuals’ emotions, lived experiences, and helping them get a clear view of their finances in order to set new goals. MMCCU is a proud participant in America Saves Week, an annual national campaign that encourages individuals and families to check-in on their finances by...Read More
Rollovers from a 401(k) plan to an IRA are becoming increasingly popular among people looking to manage their retirement savings more effectively. While there are many advantages to this type of rollover, there are also some disadvantages that need to be considered before making the move. “It’s important to take a look at the pros...Read More
ESP Technical Staff is performing routine security maintenance to several production systems, and anticipates possible interruptions or downtime on 2/26/2023 between 7:00am-4:00pm PST. The following may be temporarily impacted during the upgrade: Online, mobile, and audio banking FORZA Online ATM (Temporary Stand-In Periods) Shared Branch Minimal (if any) interruptions are expected, however active sessions may...Read More
David Murphy, MMCCU President, shares insight into what’s going on in today’s economy: Following the latest Federal Open Market Committee (FOMC) meeting on February 1, the market has experienced unexpected volatility with the recent data noted in the jobs report and inflation report. The expectations priced into the market were for the FOMC to raise...Read More