Are you shopping (relatively) stress-free this holiday season using your Holiday Club Account funds, which dispersed on October 1? If you’re not yet a member, here’s how our Holiday Club Account can help you prepare for next year:
At MMCCU, we understand the financial pressures that come with the holiday season. That’s why our Holiday Club Account is designed to help you save throughout the year, so you can shop confidently and enjoy the festivities without worrying about expenses.
How It Works:
The Holiday Club Account follows an annual cycle. Deposits begin on October 1 and end on September 30 of the following year. You can deposit funds as often as you like and in any amount, giving you the flexibility to save on your terms.
Unlike regular savings accounts, the Holiday Club Account includes withdrawal restrictions, making it easier to stay committed to your holiday savings goals. Many members choose to set up automatic transfers from their payroll to ensure consistent contributions—similar to the approach used with our Saver’s Sweepstakes account.
On the night of September 30, your saved funds are automatically transferred to your designated savings or checking account, ready for you to use during the holiday shopping season.
More Than Just Holiday Savings:
While this account is ideal for holiday expenses, some members also use it to save for other goals due to its withdrawal restrictions. However, if your savings are intended for non-holiday purposes, we recommend our Saver’s Sweepstakes account for added flexibility.
Ready to start planning ahead? Contact us at 715-387-8686 to learn more and open your Holiday Club Account today!