A digital wallet is a software application that allows users to store and manage their digital assets, such as cryptocurrencies, loyalty points, and other digital tokens. These wallets typically use encryption and secure authentication methods to protect the user’s assets and transactions. Digital wallets can also be used to make purchases from online retailers and transfer...Read More
MMCCU is proud to offer Kasasa financial products and services, including Kasasa reward-based checking and savings accounts. Through a Kasasa Cash Back® account, members can earn cash back rewards, ATM fee refunds, and other benefits for meeting certain account requirements. Here are the steps to use Kasasa products to get cash back: Choose a Kasasa product:...Read More
An emergency fund is a financial safety net that can help you weather unexpected expenses or a sudden loss of income. Having an emergency fund can provide peace of mind and help you avoid financial hardship during difficult times. In this blog, we’ll explore what an emergency fund is, why you need one, and tips for...Read More
Consolidating debt with a mortgage involves using the equity in your home to pay off high-interest debt such as credit cards or personal loans. Here are the steps you can take to use your mortgage to consolidate your debt: Assess your current debt: Start by making a list of all your debts, including the outstanding balances...Read More
There are benefits of taking out a second mortgage. A second mortgage is a separate loan that you take out (in addition to your first mortgage). You can borrow on the equity in your home up to certain percentage, usually 80% of the value of your home, including your first mortgage balance. (Example: Your home is...Read More
