Managing your credit today helps build better credit for tomorrow. Your first credit card is a rite of passage. It may be the first time in your life that you are being entrusted with a credit line, which means you are able to spend money you probably haven’t earned yet. Using the card responsibly shows you...Read More
Caution Against Money in Venmo or PayPal (or Other P2p Services) If you are one of the 50 million+ people that uses popular peer-to-peer (P2P) payment services such as Venmo or PayPal, you might want to examine how much money you have in those services. Though they make it easy to pay a friend or split...Read More
Did you know? If you are a MMCCU member, you can access your credit report through annualcreditreport.com once per week through each of the three reporting organizations. Accessing your credit is important, which is why Equifax, Experian and TransUnion are continuing to offer free weekly online credit reports during the pandemic. Credit reports may affect your...Read More
Gap insurance is for when there is an accident in which you’ve badly damaged or totaled your car. Gap insurance covers the difference between what a vehicle is currently worth (which your standard insurance will pay) and the amount that you still owe on the vehicle. You may want to consider buying gap insurance for your...Read More
If you are someone that travels south during the cold winter months, MMCCU offers several services that you might find beneficial. Shared Branching Co-op Shared Branching, a network unique to credit unions in which members of a participating credit union can transact “simple” transactions at other credit union locations, is available at nearly 6,000 locations. Currently,...Read More
