Why Having a Will is Important – Make a Will Month Reminder
Estate planning is one of the most valuable steps you can take to protect your loved ones and your legacy. At MMCCU, we’re committed to helping our members make informed, confident decisions about their financial futures.
Since August is Make a Will Month, it’s the perfect time to talk about why creating a will is so important—and why it’s something you shouldn’t put off. Get started with your estate plan today.
What Is a Will?
A will is a legal document that outlines your wishes for how your assets should be distributed after your death. It can also include instructions for the care of minor children, gifts to charities, and other personal matters.
Why a Will Matters
- You stay in control. Without a will, state law determines how your estate is divided, which may not reflect your wishes.
- It reduces stress for loved ones. Clear instructions can help prevent disputes and make the process smoother for your family.
- You can name guardians for children. A will is the only legal way to appoint guardians for minor children.
- You can support causes you care about. Wills can include charitable gifts to organizations that matter to you.
- It’s key to financial wellness. Estate planning helps ensure your hard work benefits the people and causes you choose.
What Happens If You Don’t Have a Will?
If you die without a will (called “intestate”), the court will follow state law to divide your assets. This process can be lengthy, costly, and may result in outcomes you didn’t intend.
Making a Will Is Easier Than You Think
MMCCU has partnered with Trust & Will, the leader in online estate planning, to make creating your will simple and affordable. With over 500,000 families served, Trust & Will makes it easy to prepare a legally valid will from the comfort of your home.
MMCCU members receive a discount on estate planning services through our partnership.
Need Help Getting Started?
While MMCCU does not provide legal advice, our team is here to support your financial wellness and point you toward helpful resources.
Disclaimer: This content is for educational purposes only and should not be considered legal advice. Consult a licensed attorney for guidance specific to your situation. Learn more.