5 Conversations to Have with Your Family This Thanksgiving
Thanksgiving is about connection, reflection, and gratitude. Between the laughter, pie, and football, it can also be a perfect time to have a few meaningful conversations about money and MMCCU. Talking about finances as a family doesn’t have to be stressful — it can actually bring everyone closer and help set shared goals for the year ahead.
Here are five credit union topics worth bringing to the table this Thanksgiving:
1. Future Planning and Trusts
The holidays are one of the few times families are all together, making it a good moment to talk about estate planning. Discussing wills, trusts, and beneficiaries can give everyone peace of mind and make sure loved ones are cared for.
MMCCU’s Trust & Will service makes it easy to create or update legal documents online. It’s secure, affordable, and ensures your wishes are clearly stated. Having this conversation now can prevent confusion later — and protect the people who matter most.
2. Setting Family Savings Goals
Whether it’s planning next year’s vacation, paying down debt, or saving for education, setting family savings goals helps everyone stay on track. Talk about what’s most important for the year ahead and how you can all contribute.
One great tool to consider is MMCCU’s Holiday Club account — a smart way to save a little each month for next year’s holiday expenses. When the season rolls around again, you’ll have extra cash ready to go, without the stress of last-minute spending.
3. Teaching Kids About Giving and Gratitude
Thanksgiving is the perfect time to involve kids in meaningful activities that teach kindness and community spirit.
This season, MMCCU is hosting a Kids Card Decorating Table, where children can decorate cards for local nursing home residents. Families can pick up card kits to take home, and kids who submit at least three cards will be entered to win a $25 MMCCU gift card. It’s a fun, hands-on way for kids to brighten someone’s day and learn about generosity.
4. Giving Back as a Family
Along with the card project, MMCCU is running Benevolent Branches, an initiative similar to an angel tree. Members can choose an item to shop for in support of local nonprofits, then return the item to receive a keepsake ornament.
This is a simple way to bring your family together around the spirit of giving. You can even make it an annual tradition — pick a tag together, go shopping, and talk about why giving back matters.
5. Checking in on Family Finances
Finally, take a few moments to check in on the big picture. How are your savings and spending habits? Does everyone have the right accounts, insurance, or retirement plans in place? If you’ve been meaning to open a new account, consolidate debt, or set up online banking, the end of the year is the perfect time to review your finances and start fresh.
MMCCU is here to help with all of that — from personal banking and loans to savings tools and member benefits designed to make life a little easier.
Thanksgiving is more than a holiday — it’s a reminder to appreciate what we have and plan wisely for what’s ahead. By having a few honest financial conversations now, your family can build stronger habits, clearer goals, and a deeper sense of connection.